Investment Philosophy
Our investing philosophy has evolved over the past 3 decades. With volatility in financial markets becoming commonplace, we believe that it is imperative for our investors to achieve broad diversification when investing for long term growth. Asset allocation should not be limited to a typical stock/bond mix; deciding how much risk exposure to stocks and then picking equity mutual funds by category or style box. A truly diversified portfolio will contain stocks and bonds but will also have investments with exposure to commodities, REIT’s, MLP’s, convertible preferred stocks and other alternative investments, such as derivatives, currencies and private equity. Oftring Investment Group seeks investment managers with a great deal of experience and success at investing across a broad set of asset categories, without geographical, capitalization or asset class constraints, and with no set mandates to limit flexibility. Being broadly diversified and successfully varying exposure levels to multiple asset categories throughout economic cycles and geopolitical change is the key to our investment philosophy.
While the S&P 500 has had an overwhelmingly large Number of up years versus down years in the past 44 years, our investment philosophy is to broadly diversify among various asset classes in order to protect client assets during the down S&P 500 years.
Being broadly diversified and successfully varying exposure levels to multiple asset categories throughout economic cycles and geopolitical change is the key to our investment philosophy.
Harvard investment management has utilized this diversified asset class investment philosophy for two decades, evolving from a mostly Stock/Bond portfolio in 1995.